Talk to an agent: (213) 290-9179
Press play below to listen to our audio commercial:

Things to Consider When You Purchase or Renew Los Angeles Car Insurance Policy

Car Insurance is mandatory in almost every state in US except for Virginia. As for Los Angeles, vehicle insurance is needed here since the rate of accidents is very high together with the repair costs of the car and medical bills for those injured in the accident. It is advised that you have car insurance at all times with you.

However, your car insurance policy validity does not last for a lifetime. You will need to renew insurance policy from time to time. Generally, validity dates of car insurance last for one year. Once it expires, you will have to renew it or leave it terminated.

When you buy your policy, you will be given a proof of insurance card. It is where the date of activation and its lapse are specified. Your policy remains active as long as you pay on time which is usually made on a monthly or biweekly basis. To avoid cancellation of the insurance, extensions are also available options if ever you are unable to pay your insurance on its due date. If you feel you will not be driving a car for a long time, you can take an insurance policy valid for 30 days only. Just be sure to notify your insurance company if you will be moving with your car or selling it.

For renewal, make sure you contact your car insurance company before the due date first for them to process it. If you have been a good driver without a traffic violation tickets, you can get special discounts on your premium. Taking driving courses recognised by the state DMV and the insurance company is helpful to get you a safe driver discount as well. Avoid being involved in accidents that will cause you to file claims since you might have to pay higher for your premium.

These are the facts that must be considered before renewing your car insurance policy. Enter your ZIP code to know more about different car insurance in Los Angeles that will suit your driving profile.