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Great Deals of Auto Insurance in Los Angeles for Minimum Wage Earners

In order to attract the many of the holiday spenders in California, the companies of auto insurance in Los Angeles here designed special discounted programs for them. In addition, for low earners there exist unique and cheap insurances with discounts attached to facilitate the consumers.

During holidays, there is a possibility that a great number of people comes for spending the holidays in Los Angeles. During this time, it is believed that there are millions of uninsured drivers statewide. According to the officials, the number can even increase. This can be a bad deal for other residents who have car insurance and are holding some insurance policy. Although most of the insurer provides liability coverage, that involves uninsured drivers but there are chances that during such time, the driver might hit and run from the accident scene. This can be an out of luck scenario and mostly insured drivers fear such situations.

The officials cannot say about the uninsured drivers operating during such time. However, according to a report published in 2008 by Insurance Research Council it was estimated that 18% of consumers in California lack coverage that is they are uninsured. In the report, it was declared that the decrease in the number of uninsured drivers is due to the rise in an unemployment rate. In 2008, the rate was 8% and now it has doubled and twice more than before.

The Los Angeles Low Cost Auto Insurance program, which has been available countywide, is intended for people making no more than $55,125 annually for a family of four. To qualify for this program, the applicant must be at least 19 years old with at least three years of consecutive driving experience, have car worth not more than $20,000 and must have fairly clean driving record i.e. he should be involved in not more than one on-fault accident.

The coverage offered by the particular program is being provided by the private sector insurer that is not subsidized by taxpayers. Basic policies under the program include coverage for $10,000 in bodily injury per person, $20,000 per accident and 3,000 $in property damage. This program helps the applicant or the residents, who have not renewed or purchased an insurance policy due to financial crisis, in getting Los Angeles cheap car insurance for comparatively less rates and more benefits. The consumers in Los Angeles are less likely to bother about the car insurance, for them different private sector companies have introduced programs that can motivate them in purchasing the insurance for their vehicle and avoid operating uninsured vehicle. This can risk not only their lives and property, but also prove to be a major risk for people who are insured.

If you want to compare the quotes from different auto insurance in Los Angeles, enter the ZIP code in the bar present at the above portion of the web page and enjoy finding out what different companies can offer you.